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Types Of Loans Offered By Access Bank

Types Of Loans Offered By Access Bank

Are you an Access Bank account owner in need of an access bank loan? Allow our article on Types Of Loans Offered By Access Bank to guide you.

While online financial lenders are widely popular in Nigeria today, bank loans are still some of the most reliable and standard loan services. This is mostly because they have low-interest rates and give customers little to no disturbance, unlike shark loan apps.

Access Bank has one of the best bank loan services in the country, which businesses and individuals alike can access. The good thing about this bank loan is that you don't need to present collateral to get loans from Access Bank.

Furthermore, with only your phone, you can dial the access loan code to get a loan sent to your bank account within minutes.

Whether you want to learn more about the code to borrow money from access bank, types of Access Bank loans or the different ways to apply for loan in Access Bank, we answer your questions in this article. You'll also understand eligibility, interest rate, and how to repay loans gotten from this bank.

Related: List Of Access Bank USSD Code


Article Content:

  1. What is an access bank loan?

  2. How to be eligible for a loan from access bank

  3. types of loans offered by access bank

  • Personal loan

  • Payday loan

  • Quickbucks

  • Salary advance

  • Creative sector loan

  • Access device financing

  • Advance for school fees

  • Home loan

  • W power loan

  • Cash-backed loan

  • Small ticket personal loan

  • Access agent loan

  • Lending against turnover

  • Consumer asset lease

  • Vacation finance

  • Maternal health service support

  • Vehicle finance

  • Access bank credit card loan

  • Education loan 

  • Instant business loan

  1. How to borrow money using access bank loan code

  2. How to payback a loan from access bank

  3. Frequently asked questions about access bank loan

 

What Is An Access Bank Loan?

An Access Bank loan is a funding arrangement set up by Access Bank that allows bank account holders finance their various needs.

This loan requires individuals to have a salary account within the bank or maintain a consistent account for some months. Similarly, businesses must be registered and keep an account with Access Bank to qualify to borrow money.

There are several pay back times for an access bank loan, it can be by your next salary payment or 30 days from the day you receive the loan.

 

How To Be Eligible For A Loan From Access Bank

While there are certain access bank loan requirement for the different types of loan offered by access bank, there are still some general eligibility criteria you must meet before you're even considered for a loan.

We have listed them below:

  • You must up to 18 years old.

  • You must have an active bank account with Access Bank.

  • Have a reliable source of income.

  • Have good credit history.

  • You should fall into any of these categories:

  • Salary earner.

  • Non-salary earner.

  • Business owner.

  • Student.

  • Creator/creative - music, fashion, IT, etc.

  • Business women: two women who own a joint business.

If you meet these requirements, you can go on to apply for an access bank loan.

 

Read: List of FCMB USSD Transfer codes - FCMB USSD Code

 

Types Of Loans Offered By Access Bank

There are different types of loans offered by access bank which suit various types of users and cater to different needs.

Whether you're a student, salary earner, non-salary earner or entrepreneur you're sure to benefit from these loans.

We've taken the time to discuss each of these loans and the access bank loan requirement attached to them.

 

1. Personal Loan

The access bank personal loan is a salary-administration product that helps company employees to become financial independent. Companies can set up this loan to assist their employees.

 

Features of Personal Loan 

  • Flexible enough to meet individual needs.

  • Loan amount of up to 75% of net salary (applicable to applicants with terminal benefit).

  • Loan amount of up to 50% of net annual salary (applicable to applicants without terminal benefit).

  • 36 months tenure.

  • Credit life insurance.

 

Requirements For Personal Loan 

  • A completed application form.

  • Completed employee status inquiry/ employer's confirmation form.

  • Evidence for confirmation (letter of confirmation, last promotion letter etc.).

  • Copy of employment ID and valid means of identification.

  • BVN.

  • Credit checks.

  • Letter for Lien/Set off.

Learn more / fill the Personal Loan form.

 

2. Payday Loan

The access bank payday loan is an instant digital loan product that is tailored to salary earners who meet Access Bank's risk acceptance criteria (RAC).  

This Payday Loan access bank offers comes in handy for tackling those emergencies that arise before payday and you are low on cash. 

Salary earners and non-salary earners alike can borrow money with the access bank loan without collateral at a low-interest rate with no documentation or collateral needed.

 

Features Of Payday Loan

  • 24/7 service that doesn't require visits to the bank.

  • Application is done easily through *901*11# or *426#, QuickBucks App, Internet Banking, Mobile App. 

  • No documentation needed.

  • No collateral required.

  • 36 months tenure.

 

How Apply For The Payday Loan

You can get this access bank quick loan by dialing the access bank payday loan code *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App. 

Learn more about the Payday Loan.

 

3. QuickBucks

QuickBucks is a Mobile Banking Application for digital loans. With the access bank quickbucks you'll find loan products designed to improve your borrowing experience - retail loans, Credit Card, Debit Card, Consumer Durable Loans and Device Financing loan requests.

Loans you'll find on quickbucks access bank are:

  • PayDay Loan

  • Salary Advance

  • Small Ticket Personal Loan

  • Device Financing 

 

How To Sign Up On QuickBucks 

Download the quickbucks app from Google Play store or iStore.

Input your email address and BVN registered phone number.

1. You'll get an OTP via SMS for verification.

2. If the SMS fails, request that the OTP be sent through a voice call.

You can also request for a push message from the App- QuickBucks will send an encrypted message to a short code. The message will be decrypted and validation completed.

This function is only for customers using a BVN registered phone number for transactions.

After the OTP validation, create an app password (you'll use this to log into the app) and PIN (to be used in transacting).

Input personal data, like:

  1. Location.

  2. First Name, Last Name, Other Name.

  3. Date of Birth.

  4. Occupation - Salaried or Self Employed.

  5. Place of work.

  6. Salary Bank Name.

  7. Bank Account Number.

  8. Closest Branch.

  9. BVN.

  10. Monthly Salary Amount.

Agree/consent to the Terms and Conditions.

Learn more about QuickBucks.

 

4. Salary Advance

The access bank salary advance loan saves you from those emergencies that spring up before your salary is paid. You can use access bank salary advance to get a variety of loans tailored to your personal needs. Just open a salary account; plus you'll also get a 5% interest rate reduction on loans.

 

Features Of Salary Advance 

  • 24/7 banking service that eliminates the need for visiting the bank and applications. Bank easily on QuickBucks App or USSD code to get loan from access bank *901*11*1#.

  • No documentation needed.

  • No collateral needed.

  • 6 months tenor.

Learn more about Salary Advance.

 

5. Creative Sector Loan

Creative Sector Loan is an initiative to borrow money from access bank sponsored by the Central Bank of Nigeria, established to facilitate capacity building and employment opportunities for individuals and for businesses in any of the following sector:

  • Fashion

  • Music 

  • International Technology

  • Movie Production

  • Movie Distribution

  • Software Engineering 

 

Features Of Creative Sector Loan 

Some features of this access bank business loan include:

  • Low cost-single funding for your business.

  • Flexible structure and repayments loans.

  • Opportunity to achieve desired long term business goals. 

  • Impressive financial advisory service.

 

Eligibility Requirements For Creative Sector Loan 

To Sign Up on QuickBucks access bank loan app, follow these steps:

  1. Create a business plan or statement on how much you need for your business.

  2. Visit any Access bank branch with the above listed document or apply online via the Creative Sector loan portal.

  3. Access Bank's Relationship officers will contact you for more discussion and process your loan request.

  4. The maximum interest rate of 9% per annum (all charges inclusive) applies on all loans.

  5. The maximum repayment period is:

 a) 3 years of Software Engineering Student Loans.

 b) 10 years for Movie Production & Distribution, Fashion, Information Technology and Music.

 

How To Register For Creative Sector Loan 

To Login on the QuickBucks App, do this:

Download QuickBucks from your device's app store.

Type in your email address and BVN registered phone number.

You will receive an OTP via SMS for verification purposes.

1. If SMS is unsuccessful, the OTP can be sent through a voice call.

2. You can also opt for a push message from the App- QuickBucks will send an encrypted message to a short code. The message will be decrypted and validation is complete. This function only applies to customers who are using the phone number linked to their BVN for the transaction. 

Learn more about Creative Sector Loan.

 

Read also: How To Use Gtbank Mobile App

 

6. Access Device Financing

Use Access Device Financing if you need a new device. You'll be able to fund your purchase using a contract arrangement that comes with a monthly airtime bundle.  

Another thing to note is that Access Device Financing is an access bank loan without collateral.

 

Features Of Access Device Financing 

  • No collateral needed.

  • Free airtime bundles with MTN.

  • 12 months (12) term.

 

How To Get Access Device Financing On QuickBucks 

To get the access bank phone loan on QuickBucks follow the steps below:

Download the QuickBucks App from Google Play Store or iStore.

Enter your email address and BVN registered number.

  1. An OTP will be sent to you through SMS verification. After verification, create a password (used for logging into the app) and PIN (used in transacting).

  2. Input your personal data like location, address, name, salary account name and number, BVN etc. Then agree/consent to terms and conditions.

  3. Click the 'device finance' console. Select the phone of your choice and fill in the required information.

  4. Click on 'get this device'. Accept the T&C.

  5. You'll receive a transaction code in your email with other requirements for pickup of device.

Learn more about Access Device Financing

 

7. Advance For School Fees

Access Bank's Advance For School Fees loan exists to assist parents/guardians with short-term financing to cover tuition fees for their children/wards.

This access bank student loan is also perfect for funding undergraduate study, postgraduate study and professional examinations.

 

Features Of Advance For School Fees 

  • Your child's education won't be interrupted because of unforseen circumstances.

  • Loan amount of up to N5million.

  • Up to 6 months repayment period.

 

Required Documents For Advance For School Fees 

Salaried Access Bank:

  • Properly completed application form.

  • Properly accepted offer letter.

  • School fees bill / invoice in the student's name. The bill should include the total fee amount.

  • Valid ID card and recent utility bill (within the last 3 months).

 

Non-Salaried Customers:

  • Duly completed application form.

  • Valid ID card.

  • 1-year Bank statement of corporate account.

  • CAC documents.

  • Recent Utility Bill (within the last 3 months).

  •  School fees bill / invoice in the student's name. The bill should include the total fee amount.

  • Accepted offer letter.

  • Proof of lien on treasury bill, fixed deposit on any money market investments. OR 

  •  Receipt of acceptable guarantee (individual or corporate) and 

  • Statement of Net worth of guarantor.

 

Additional Documents for Out of Bank

  • Executed NIBBS mandate form.

  • Acceptable party guarantee of personal or corporate (Guarantor must keep a salary or corporate account with Access bank) and 

  • Statement of Guarantor's Net worth.

  • Payslips and 6 months statement.

  • Letter of lien/set-off.

Learn more about Advance For School Fees.

 

8. Home Loan

Home Loan is an access bank interest free loan tailored to financially support your acquisition of complete properties and properties still under construction.

 

Features Of Home Loan 

  • Available for salary earners and business entrepreneurs.

  • Covers properties in Lagos, Abuja, and Port Harcourt.

  • Minimum of 20% equity contribution.

  • Up to 20 years tenor subject to the borrower's age.

  • Asset protection & Credit life insurance.

  • No provision for interest.

 

Requirements For Home Loan 

  1. Completed Mortgage Application Form.

  2. Employee Status Inquiry/ Employer's Confirmation Form.

  3. Letter of offer from the property seller.

  4. Title document of the property.

  5. Valuation report from any of the Bank's approved estate valuer.

  6. Search report.

  7. Credit checks.

Learn more about Home Loan.

 

9. W Power Loan

The W Power Loan was specially created by Access Bank to bridge the financing gap for female-owned businesses by offering access to loans and credit facilities.

 

Two  Areas Of The W Power Loan

The W Power Loan is granted in two broad areas:

Term Loan

Term Loan is meant for asset acquisition and infrastructure upgrades, this loan can be used to buy machinery, equipment and every other fixed assets needed for your business.

 

Working Capital

Use this loan to buy raw materials or settle other daily operating expenses of the business.

Learn more about W Power Loan.

 

10. Cash-Backed Loan

Cash-Backed Loan is an access bank instant loan created for Access Bank customers who have qualifying Fixed Deposit investments in the Bank and who meet the Bank's Risk Acceptance Criteria (RAC). 

With the Cash Backed Loan you can obtain quick money. It is available for customers who have investments with the bank that hasn't matured yet. Simply dial the access bank code for loan *901*11*2.

 

How To Request For Cash Backed Loan 

  • You can request for this loan by dialing the code for access bank loan *901*11*2#.

 

How Much You Can Get With Cash-Backed Loan?

The maximum (eligible amount) customers can get with this loan is 85%  of the amount held as investment with the Bank. 

But, the Maximum loan amount under this scheme is ?10,000,000 (ten million naira only).

Customers with multiple investments running can calculate their eligibility based on the investment with the longest tenor.

You can find out your eligibility when you dial the given short code to request for the loan. 

Learn more about Cash-Backed Loan.

 

Read also: Polaris Bank Transfer Code - Polaris Bank USSD Codes

 

11. Small Ticket Personal Loan

With the Small Ticket Personal Loan you can access up to 400% of your net monthly salary and repay for 12 months. 

 

Features Of The Small Ticket Personal Loan 

  • 24/7 banking service that curbs visits to the bank and simple application via QuickBucks APP or USSD access bank quick loan code *901*11*1#.

  • No documentation needed.

  • No collateral needed.

  • 12 months tenor.

 

Salary Eligibility Requirement For Small Ticket Personal Loan 

  • To be eligible for the access bank small ticket personal loan, you must be earning a minimum salary of ?100,000.

Learn more about Small Ticket Personal Loan.

 

12. Access Agent Loan

Access Agent Loan is an access bank instant loan product targeted at Access CLOSA Agents to close the gaps between liquidity and funding. You can get up to N1 million with the Access Agent Lending.

 

Features Of Access Agent Loan

  • Instant credit to your Access Bank account. 24 hours to process before disbursement.

  • 2-days / 48 hours tenor.

  • 48-hours cycle for repayment.

  • Request for Access Agent Loan as many times as you like, provided you don't exceed your eligible amount.

 

How To Request For An Access Agent Loan 

  1. Apply for the Access Agent Loan via the CEVA mobile application for Access CLOSA Agents.

  2. You can also access this loan on the QuickBucks platform, available online and through the QuickBucks mobile app:

  3. Download the QuickBucks on Google Play Store or iOS App Store.

  4. Or you can visit the QuickBucks website.

 

Eligibility Requirements For Access Agent Loan 

To qualify for the Access Agent Loan, one of the following MUST not apply to you:

  1. If you have outstanding loan(s) in Access Bank or other banks.

  2. If you apply with a phone number not linked to your BVN.

  3. If you took digital loans in the past and exceeded your eligible amount.

  4. If there is an existing loan and the monthly repayment is more than your eligible amount.

Learn more about Access Agent Loan.

 

13. Lending Against Turnover (LATO)

Lending Against Turnover (LATO) is an Access Bank instant loan product reserved for non-salary account holders who have existing banking relationship with the Bank for more than 6 months.

When urgent financial needs arise and you're low on cash, you can use LATO by dialing the loan code for access bank *901*11#.

 

Features Of Lending Against Turnover 

  • 24/7 service that doesn't need visits to the bank and application can be done with the code to borrow from access bank *901*11#.

  • No documentation.

  • No collateral.

  • 3 months/90 days.

Learn more about Lending Against Turnover.

 

14. Consumer Asset Lease

Consumer Asset Lease is an access bank loan that helps you get access to a wide range of electronics and household items, then you repay conveniently over 24 months.

 

Assets you can finance with Consumer Asset Lease 

  • Generators.

  • Inverters & Batteries.

  • Solar Panels.

  • Laptops.

  • Electronics.

  • White goods.

 

Features Of Consumer Asset Lease 

  • Buy household items and equipment over ?5 million and N50m for solar panels.

  • Available for salaried customers and business owners.

  • Convenient repayment for over 24 months.

  • No extra collateral.

  • Wide range of vendors to select from.

 

Requirements For Consumer Asset Lease 

  1. Completed loan application form.

  2. Identification means.

  3. Pro-forma invoice from an approved vendor in the name of Access Bank/Customer.

  4. Credit Checks.

  5. Duly accepted offer letter & term sheet.

 

Additional requirements for business owners:

  • Board/simple resolution.

Learn more about Consumer Asset Lease.

 

15. Vacation Finance

Vacation finance is an unsecured short-term lending scheme that makes it easier for customers going on foreign travel vacation to cover all or part of the expenses.

These expenses include air tickets, hotel bookings, holiday packages and travel insurance. Access Bank can help you actualise your dreams of travelling to your destination of choice and access funding with flexible repayment options.

 

Features Of Vacation Finance 

With Vacation Finance, you can travel and pay at your convenience. Below are other features you'll enjoy:

  • Salaried individuals can get loans to fund their air tickets, travel & tour packages and accomodation.

  • Loan tenor of up to 12 months.

  • Interest rate is as applied on Personal Loan for each employer.

  • 1% discount on interest rate for XclusivePlus subscribers.

 

Required Documents For Vacation Finance 

  1. Quote from a partner travel agent.

  2. Appropriately completed application form.

  3. Valid & Work ID.

  4. Offer letter and term sheet.

  5. Six (6) months salary bank statement (for new to bank customers only).

Learn more about Vacation Finance.

 

16. Maternal Health Service Support

The Maternal Health Service Support loan comes under Access Bank's W Initiative that covers medical procedures (both local and international) for women. MHSS financed 102+ fertility-related procedures and recorded the successful delivery of 50+ healthy babies to grateful families. 

In addition to Fertility Treatments and Natal Support (local and international), MHSS has also funded these specialised procedures - Hysterectomy, Myomectomy,   Dental, Orthopaedic, Bariatric (weight loss procedures) etc.

 

Features Of Maternal Health Service Support 

  • Loan fees free.

  • Highly subsidized interest rate.

  • Flexible repayment plan.

  • Access to 30+ well-known fertility clinics and birth travel service companies in Nigeria.

 

Requirements For Maternal Health Service Support 

  1. A completed MHSS application form.

  2. Domiciliation of Salaries/ Business Proceeds.

  3. Executed Employee Status Inquiry/ Employer's Confirmation i.e. confirmation letter/ last promotion letter.

  4. Compy for Employment ID and valid means of identification.

  5. Medical bill.

  6. BVN.

  7. Credit checks.

Learn More About Maternal Health Service Support.

 

See: List Of Ecobank Transfer Codes - Ecobank USSD Code Activation

 

17. Vehicle Finance

Use Vehicle Finance to save up to N40,000 on vehicle registration and get an auto care kit when Access Bank finances your vehicle for you. Using the access bank car loan, you can easily own a vehicle; buy new and pre-owned vehicles in a manner that is financially convenient.

 

Benefits Of Vehicle Finance 

  • Financing for pre-owned and brand new vehicle purchase.

  • Access a broad range of vehicle brands and models.

  • Vehicle refinancing for pre-owned cars.

  • Competitive interest rates.

  • Access a wide variety of vehicle brands and models.

 

Features Of Vehicle Finance 

  • Applicable to salaried income persons, SMEs, and Corporates.

  • Equity contribution for as low as 10% of invoice value.

  • Highly competitive interest rate.

  • Financing of vehicle routine maintenance, insurance and registration.

  • Management fee @1% (one-off).

  • 48 months tenor.

  • Wide variety of vendors to choose from.

 

Vehicle Finance General Requirements 

  1. Completed application form.

  2. Proforma invoice from any of Access Bank's approved vendors addressed "Access Bank/Customer's name".

  3. Credit Checks.

  4. Blank transfer of ownership Form.

  5. Vehicle Inspection report & agreement (Pre-owned vehicles only).

  6. Duly accepted offer letter & term sheet.

 

Salaried Income Persons Additional Requirements 

  • Copy of Staff ID.

 

Requirements for Business Enterprise 

  1. One (1) year bank statements (other banks).

  2. Simple Resolution.

  3. Certificate of business registration & Form of application of registration of business name.

 

Additional Document for Business Enterprises 

  1. One (1) year bank statements (other banks).

  2. Simple Resolution.

  3. Certificate of business registration & Form of application of registration of business name.

 

Additional Document for Incorporated Companies

Board Resolution.

CAC documents (CAC 2, CAC 7, as Certificate of Incorporation).

Personal guarantee and notarised statement or net worth of a director.

Learn more about Vehicle Finance.

 

18. Access Bank Credit Card Loan

The Dual Transaction Service (DTS) is an access bank credit card loan which offers a seamless and thrilling experience for onboarding customers to the Bank's Credit card product.

Profiled customers can use DTS as an access bank credit loan to access a credit line through their existing debit card.

 

How To Activate Dual Transaction Service 

  1. Dial the code for loan in access bank *901*14#.

  2. Choose 1- to activate the DTS.

  3. Select 1 - to accept the Credit card terms and conditions.

  4. You can start using your credit account.

 

Eligibility Criteria For Dual Transaction Service 

  1. NGN Credit Card.

  2. Must have a salary account with Access Bank.

  3. Minimum salary of N20k.

  4. Good credit history.

 

Benefits Of Dual Transaction Service 

  • 10% Minimum Payment.

  • 3-year validity period.

  • Easy activation.

  • Access to three times more than your monthly salary.

  • No need to visit an Access Bank branch.

Learn more About Access Bank Credit Card Loan.

 

19. Education Loan 

The Access Bank Education Loan is a collateral-free finance product for Private, Crèche, Nursery, Primary and Secondary Schools that are duly approved and registered by the Ministry of Education and Corporate Affairs Commission.

An education loan from Access Bank will put your institution on the same educational standard with schools that have a state-of-the-art infrastructure and modern amenities.

 

Benefits Of Education Loan 

  • Get between N1 million to N10 million with termly repayment structure.

  • Funds can be used for renovation & facilities development, buying of teaching aids and procuring equipment, staff salaries, buying school bus, generator set etc. 

  • Funding for buying artificial grass turf for the beautification of school premises.

  • Competitive interest rates.

  • Tangible collateral not mandatory.

Learn more about the Education Loan.

 

20. Instant Business Loan

Instant Business Loan is an access bank business loan reserved for business owners with an Access Bank business account. These type of customers may qualify for an instant business loan of up to ?10 million.

 

How To Know If You Qualify For Instant Business Loan 

Using QuickBucks:

  1. Download the QuickBucks app or visit the QuickBucks website

  2. Follow the prompts to register or sign in.

  3. Find the Instant Business Loan option on the homepage.

  4. If you can't see the Instant Business Loan option, do any of these steps:

  5. Call your Access Bank Relationship Manager.

  6. Send a WhatsApp message to the Access Bank SME Care line at 0902 407 2068.

  7. Send an email to [email protected]    

Learn more about Instant Business Loan.

 

How To Borrow Money Using Access Bank Loan Code

As a dedicated Access Bank user with an active account, you can always use the access bank loan code to borrow money from the Bank. 

This process isn't complicated and covers a few loans offered by the bank like the Payday Loan, Salary Advance, and Cash-Backed Loan. Simply dial the code to borrow loan from access bank *901*11*1# and follow the directions.

For a more detailed breakdown on how to use this, access bank borrow code, look below:

  1. Ensure you have an Access Bank account.

  2. Register for Access Bank's mobile banking.

  3. Get a Mobile banking authentication PIN or Token.

  4. Link the Mobile phone number linked to your Access Bank account.

  5. Dial the access bank phone loan code, *901*11*1#.

  6. Follow the directions on your phone screen to request for the loan you want.

 

How To Payback A Loan From Access Bank

When you get a loan from Access Bank, you will get a directive from a bank representative on how to repay your loan.

Repayment period differs for the various types of loans offered by access bank. Some packages require the standard 30-day repayment date, while others can go up to 1 year or above.

For the 30-day loan repayment, the amount you are required to pay will be deducted from your account when it is due. 

Other loans have a specified amount that is deducted from your account monthly.

 

See: Wema Bank Transfer Code - Wema Bank USSD Code

 

Frequently Asked Questions About Access Bank Loan

For this part, we've answered some of the frequently asked questions account holders have about the access bank loan.

 

1. Can I Borrow Money From Access Bank?

Yes, you can borrow money from Access Bank as long as you have a bank account with them. With this, you qualify to borrow 75% of your credit balance.

 

2. What Is The Code To Loan Money From Access Bank?

The code to loan money from access bank is the number you type to request a Payday Loan or Salary Advance from Access Bank. This access bank instant loan code is *901*11*1#. When you type this USSD code, follow the directions on your phone screen to proceed.

 

3. Can I Take A Loan From Access Bank Without Providing Collateral?

Yes, you can take a loan from Access Bank without collateral. You can get it from Access Bank WhatsApp banking, the QuickBucks App, Access Bank mobile app, and PayDay Loans.

 

4. What Happens When My Access Bank Loan Is Approved?

After your Access Bank loan is approved, it will be disbursed into your bank account within 24 hours of approval. 

In a few cases, you'll need to show certain applications and documents before you can withdraw the money.

 

5. What Is The Access Bank Salary Advance Loan Code?

The code for Access Bank salary advance is *901*11#. 

 

6. How Much Money Can I Borrow From Access Bank?

The amount you can get from Access Bank is based on the type of loan you're requesting for and your eligibility. But if it's a Personal Loan the amount goes up to N50,000.

 

7. Is There An Access Bank Loan App?

Yes, there is an access bank loan app called QuickBucks. You can download this app from the Google Play Store Or Apple App Store to apply for a loan.

 

8. Can A Student Get An Access Bank Loan?

Yes, students can get a loan from Access Bank. This is called the Advance For School Fees Loan. For students to receive funding from Access Bank, they must meet the eligibility criteria and present the needed documents to support their loan application.

 

Money no longer has to hamper your dreams, as an Access Bank account holder you're entitled to applying for an access bank loan. Read our article to find out which loan you qualify for and which of your needs it can solve for you.

 

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