List Of Ecobank Transfer Codes - Ecobank USSD Code Activation

List Of Ecobank Transfer Codes - Ecobank USSD Code Activation

Are you an Ecobank user looking for an easier way to make the most out of your mobile banking? This article on the List of Ecobank Transfer Codes - Ecobank USSD code activation can help.

The ecobank ussd code *326#, provides the opportunity for Ecobank customers to have access to banking services at any time of the day without having to physically go to the bank.

This eco bank mobile transfer code is one of Ecobank's user-friendly products designed to increase Africa's mobile banking potential, it enables Ecobank account holders to conduct banking transactions with any type of mobile device. One of its best advantages over other banking services yet is its ability to reach customers living in rural areas who do not have access to online banking technologies. 

This bank code has really made banking super easy for customers, you can open an account, transfer money, check your account balance, buy airtime for yourself, recharge for your friends and pay bills at any time, all with your mobile phone.

In this article, we will further discuss the eco bank code for transfer, its benefits, features, and share bank codes of other African countries and the various transactions you can use them for.


Read Also: Wema Bank Transfer Code - Wema Bank USSD Code.


Table of content:

  1. Ecobank ussd code activation 

  2. Ecobank transfer code

  3. Ecobank transfer code to other banks 

  4. Ecobank account balance code

  5. Ecobank ussd code for airtime 

  6. Ecobank airtime transfer code to another number

  7. Ecobank loan ussd code

  8. Ecobank ghana ussd short code

  9. I forgot my ecobank ussd pin

  10. Ussd code to check ecobank account number 

  11. Ecobank gotv payment code


Ecobank USSD Code Activation 

To enjoy the Ecobank mobile banking services, you must first register and activate the ussd code for ecobank on your mobile phone. It is an easy and simple process which takes about 15 minutes to complete.

Requirements for the Ecobank code ussd service

To register for the Ecobank ussd service, you will need the following:

  • A mobile phone

  • An active Ecobank account

  • An active ecobank debit card

  • A mobile number linked to your Ecobank account.


Steps to activate your Ecobank transfer code

Follow these steps to activate your eco bank ussd transfer code on your mobile phone and enjoy hassle-free mobile banking transactions.

  1. Dial the transfer code ecobank, *326# from your registered mobile number linked to your Ecobank account.

  2. An onscreen prompts will be displayed asking you to choose the ecobank debit card linked to your account

  3. You will then be prompted to verify your account by filling in some of your personal details

  4. Enter the required details to proceed with the Ecobank transfer code registration.

  5. Click on the 'submit' button 

  6. Next, you will be required to create your four-digit secret pin that will be used to authorize your subsequent transactions.

  7. Click submit, and wait for a confirmation sms that your Ecobank registration is successful. 

Just like that, you have successfully completed your ecobank transfer code registration and you can start carrying out transactions via the Ecobank *326# ussd code.


Ecobank Transfer Code

The Ecobank transfer code *326#, is a convenient and secure self-service solution designed to help Ecobank customers transfer funds from their account number as well as other mobile banking transactions anywhere, anytime using their mobile phones.

With this 3-digit shortcode, you can perform numerous financial transactions using the right commands.

You can buy airtime, pay bills, open an account, apply for loans, balance enquiry, BVN enquiry and transfer funds at your comfort and convenience using the simplest mobile phones.

It does not need an internet connection to work. This makes it very useful to Ecobank customers who live in remote areas that have no access to internet connectivity.

Advantages of the Ecobank ussd service

The Ecobank mobile transfer code allows customers to enjoy banking services on the go or in the comfort of their homes. Here are some of the significant advantages of the eco bank ussd.

  • It works on all standard mobile phones.

  • It is highly interactive, customers get instant responses to their transaction requests on their mobile phones.

  • It is fast, safe and secure.

  • It does not require an Internet connection.

  • It is extremely cost-effective, and most of its services are free.

  • You can carry out instant money transfers with the code to transfer money from Ecobank.

  • The ecobank short code for transfer is available 24 hours a day, 7 days a week, so you can access it anytime you want.

  • No more filling out forms or queueing for long hours in the bank to make transactions.


Ecobank transfer codes and their transactions

There are a number of financial transactions you can perform with the eco bank transfer code 2024, you can apply for quick loans, buy airtime/data for yourself and loved ones, pay utility bills, open an account and lots more using simple variations of one code. 

These shortcodes are simple and easy to memorise. Below are some of the most frequently used Ecobank transfer codes:

Ecobank Transfer Codes Transaction
Check balance


Airtime Top-up for self


Airtime Top-up for others

*326* Amount*Phone Number#

To open an Xpress save account


For Xpress loan


To reset PIN


The ecobank transfer ussd code is not limited to Nigeria alone, it's services are accessible across 35 other African countries and these codes vary by country.

Check below for the ecobank ussd code for other African countries:

  1. Uganda- dial *235#

  2. Kenya- dial *335#

  3. Tanzania- dial *150*18#

  4. Cote d'Ivoire- *158#

  5. Kenya - *335#

  6. Ghana- *770#

  7. Senegal- *2222#

Note: In other African countries such as Burundi, Chad, Guinea, Liberia, Malawi, Mali, Mozambique, Togo, and Zimbabwe - *336#


Ecobank Transfer Code To Other Bank

Transferring money from your ecobank account to other banks does not require an Internet connection. 

To conduct money transfers with the ussd code ecobank, you must ensure that you make the transaction on the phone number that is linked to your ecobank account.

To transfer money from your Ecobank account to other bank accounts in Nigeria,

  1. Simply dial the transfer code for ecobank to other banks, *326# with the phone number linked to your Ecobank account.

  2. Select the "transfer funds" option

  3. Now, enter the recipient's 10-digit account number.

  4. Select the bank, the recipient's name will be displayed

  5. Confirm the account name and make sure it's correct, click on next to proceed.

  6. If it displays a different account name, cancel the transaction and start again.

  7. Enter your Ecobank 4 digit or the last 4 digits on your debit card pin to authorize the transaction.

  8. Your account will be instantly debited and the funds will be transferred if the transaction is successful.

Note: You will be charged a fee of N52 naira on every transfer you make from your ecobank account to other banks.


See also: CBN eNaira Registration Platform - How To Use eNaira to Send and Receive Money.


Ecobank Account Balance Code

After making a transaction, you can use the eco bank ussd code to check your account balance. The code to check ecobank account balance is *326*0#, it is simple and easy to use.

To check your account balance:

  1. Dial the ecobank ussd code to check balance *326*0# on the phone number linked to your Ecobank account. 

  2. Follow the onscreen prompts and enter your USSD authorization pin. Your current account balance will be displayed on your phone screen. 

  3. You will also get an sms alert to confirming your transaction.

Note: you will be charged 20 Naira fee every time you use the code to check your account balance in ecobank. 

Your mobile network provider will deduct this amount, every time you use the eco bank ussd code to check account balance.


Ecobank USSD Code For Airtime

With the eco bank transfer code, you can buy airtime for yourself and your loved ones. There is not much difference between the ecobank mobile transfer code for buying airtime for yourself and that of a third party. 

The ecobank airtime recharge code works on all mobile networks in Nigeria, Glo, Mtn, 9mobile, and Airtel. You can recharge as low as 100 Naira by simply dialling the recharge code for eco bank transfer on the mobile number linked to your Ecobank account.

The ussd code for ecobank transfer is available 24/7 and free for all Ecobank customers.

To buy airtime for yourself with the ecobank ussd code:

  1. Simply dial *326*Amount#. 

  2. For example, dial *326*500#  to purchase 500 naira airtime on your mobile number.


Ecobank Airtime Transfer Code To Another Number

You can also use the ecobank airtime transfer code to another number to buy airtime for a friend, family or a third-party mobile number. 

To buy airtime for others with the eco bank ussd code:

  1. Simply dial the transfer code for ecobank, *326*Amount*Recipients phone number#. 

  2. For example, if you want to buy 500 airtime for a friend or third party, dial *326*500*08012345678#. 

  3. If the transaction is successful, 500 Naira will be instantly deducted from your account and your friend's line will be recharged immediately.

Remember that the eco ussd recharge code only works if you use the phone number that is linked to your Ecobank account.


Ecobank Loan USSD Code

Ecobank offers a quick digital loan product called the Xpress loan. It allows eligible Ecobank customers who have an Xpress save account conveniently obtain short-term microloans on their mobile phones through the *326# eco bank loan ussd code.

The ecobank ussd loan code is a secure and convenient means of acquiring a bank loan without the stress of paperwork or applying physically at the bank.

Requirements for the ecobank loan ussd code

You must have the following before you can be eligible for the Ecobank loan;

  • Applicants must have an active Xpress save account.

  •  BVN details.

  • Applicants must meet ecobank tier 1 KYC requirements and credit score.


Steps to apply for the Ecobank loan

You cannot access the Xpress loan without an Xpress save account, Follow the steps below to open an Xpress save account:

  1. Dial *326# on your mobile number 

  2. Select option 7

  3. Select  "Xpress save" to proceed

  4. Next, select "yes" to open your Xpress save account

  5. Agree to the terms and conditions 

  6. Enter your secure USSD pin to complete the process, your Ecobank Xpress save account number will be displayed on your phone screen.

Once your Xpress save account is created, you can now apply for an Xpress loan. To apply:

  1. Dial *326# on your mobile number 

  2. Select option 7

  3. Select "Xpress loan"

  4. Select your preferred loan amount 

  5. Select your preferred loan period

  6. Agree to the terms and conditions 

  7. If successful, you will receive an sms confirming your transaction with advice on loan rental and loan payment due date.

  8. After a few minutes, your required loan amount will be credited to your account


Features of the Ecobank Xpress loan

  • The loan is disbursed directly into your Xpress save account.

  • Ecobank customers who are eligible for this loan can opt for a loan period of 7 days, 14 days or 30 days for cash loans.

  • Account funding and withdrawal are done through mobile money transfers, ATMs and at ecobank Xpress point locations.

  • The Xpress loan has a minimum loan limit of N1000 and a maximum limit of N15000.

  • Xpress loan customers may choose full or part payment plans for loan repayment before the loan due date.

  • Customers information such as Fullname, date of birth, BVN details is required for opening the ecobank Xpress save account

  • Xpress loans have an interest span of 10% to 20% depending on the selected loan tenor.


Ecobank Ghana USSD Short Code

The ecobank ussd code varies by country and available service differs by carrier as well. In Ghana, the Ecobank Ghana ussd short code is *770#. 

With this ecobank ghana ussd code, Ghanian Ecobank users can perform a number of cardless transactions seamlessly without needing their ATM Card, visiting a bank branch or using the Internet.

Some things bank users can easily do with the ecobank ghana ussd code include:

  • Open an Xpress account

  • Bank with Mobile money

  • Access Xpresscash

  • Pay merchant

  • Send and receive money to Ecobank or other bank users

  • Sort bill payments

  • Purchase Airtime

  • Check their account balance

The code *770# is so convenient that if you went to the ATM and forgot your Ecobank card, you can use it to generate a code you can enter into the machine to withdraw money.

  1. Just dial *770#, 

  2. Select Option 5 which is Xpress Cash

  3. Choose Option 1 to generate a token code.

By dialling this code on a registered sim card, you can access these services and continue to enjoy easy banking.


I Forgot My Ecobank USSD PIn

The eco bank ussd code for transfer is required to authorise all ussd transactions on your ecobank account. Sometimes users who forgot ecobank ussd pin can follow some steps to retrieve it.

If you forgot your eco ussd code pin, you do not need to go all the way to the bank to change or reset it. 

You can simply change your transfer pin with the USSD code to access bank on your phone.

To reset your pin via ussd, follow the steps below;

  1. Dial the transfer code for eco bank, *326# on your mobile phone 

  2. Select option 1 "my account"

  3. Select option 4 "pin reset with OTP"

  4. A one-time password(OTP) will be sent via sms to your mobile number

  5. Enter the OTP

  6. Choose a new four-digit pin, preferably numbers that you can memorise easily.

  7. Confirm your pin and press send

  8. You should receive an sms notification if your pin reset is successful.


USSD Code To Check Ecobank Account Number

*326# is the ussd code to check your ecobank account number. Here’s how to use this code to retrieve your account number:

  1. Just dial ussd code for ecobank transfer *326*0# on the registered mobile number 

  2. Your 10-digit account number will be displayed on your phone screen with your account balance.


Ecobank GoTV Payment Code

Follow the steps below to pay your GoTV subscription with the ecobank online transfer code.

  1. Dial the code for transfer in ecobank, *326# on your mobile phone

  2. Select option 4

  3. Click option 2 to select Gotv

  4. Choose the bouquet you would like to pay for

  5. Enter the bill reference number 

  6. Select the ecobank account to pay from

  7. Finally, follow the onscreen prompts to pay your GoTV subscription 


Next time you feel like taking a trip to the bank to send money or pay your utility bills, save yourself the trip by using the ecobank ussd code instead.

You won’t just skip the long queue at the banking hall, but you’ll also have more control over the speed at which these transactions are performed.


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List of Zenith Bank USSD Code - How to Activate Zenith Bank USSD Code

List of GTBANK Transfer Code

List of FirstBank USSD Codes - How to Activate FirstBank USSD Code

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